Purchases Interest Rate: 12.49% P.A
After The Honeymoon Purchases Rate: 12.49% P.A
Interest Free Days: Up to 55
Balance Transfer Interest Rate: 1.99% for 9mths
After The Honeymoon BT Rate: Reverts to 12.49% P.A
Annual Fee: $45
Cash Advance Rate: 20.49% P.A

Apply For Credit Card

Westpac low Rate Minimum Application Requirements

Recommended for: Consumers who are seeking a new low interest rate card for making purchases OR those seeking to transfer a balance from another credit card

*It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.