Purchases Interest Rate:11.99%
After The Honeymoon Purchases Rate: 11.99% P.A
Interest Free Days: 55
Balance Transfer Interest Rate: 17.64% P.A
After The Honeymoon BT Rate: 17.64% P.A
Annual Fee: $45
Cash Advance Rate: 17.64% P.A
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Recommended for: Consumers who are seeking a new low interest rate card for making purchases or cash advances
It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.
Purchases Interest Rate:12.00%
After The Honeymoon Purchases Rate: 12.00% P.A
Interest Free Days: 55
Balance Transfer Interest Rate:
After The Honeymoon BT Rate:
Annual Fee: $45
Cash Advance Rate: 12.00% P.A
Apply For Credit Card
Recommended for: Consumers who are seeking a new low interest rate card for making purchases or cash advances
It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.
Purchases Interest Rate:12.05%
After The Honeymoon Purchases Rate: 12.05% P.A
Interest Free Days: 55
Balance Transfer Interest Rate:
After The Honeymoon BT Rate:
Annual Fee: $36
Cash Advance Rate: 12.05% P.A
Apply For Credit Card
Recommended for: Consumers who are seeking a new low interest rate card for making purchases or cash advances
It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.
Purchases Interest Rate:10.75%
After The Honeymoon Purchases Rate: 10.75% P.A
Interest Free Days: 55
Balance Transfer Interest Rate:3.99% P.A for 9 mths
After The Honeymoon BT Rate: 10.75% P.A
Annual Fee: $89
Cash Advance Rate: 21.49% P.A
Apply For Credit Card
Recommended for: Consumers who are seeking to transfer a balance from another credit card or those seeking a new low interest rate card for making purchases
It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.
Review of ANZ Low Rate Credit Card
The ANZ Low Rate is another of our Editor’s Choice credit cards – taking out the best 6 month balance transfer credit card. The ANZ Low Rate Mastercard has:
- A low annual fee of just $58.
- Up to 55 days interest free on purchases.
- Flexibility to add up to three additional cardholders to your account at no extra cost.
- have 24/7 Falcon around the clock monitoring for suspicious transactions.
- Access to: Secure Sentinel, eDine, ANZ Wine Club, ANZ Car Rental Cover
Purchases Interest Rate:11.55% P.A for 6mths
After The Honeymoon Purchases Rate: 11.55% P.A
Interest Free Days: 0
Balance Transfer Interest Rate:>
After The Honeymoon BT Rate:
Annual Fee: $0
Cash Advance Rate: 11.55% P.A
Apply For Credit Card
Heritage Building Society is Australia’s largest building society. It is also a mutual organisation. Being a mutual organisation means it doesn’t have shareholders and is generally not structured around maximising profit – for shareholders.
*It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.
