Purchases Interest Rate: 13.24% P.A
After The Honeymoon Purchases Rate: 13.24% P.A
Interest Free Days: Up to 55
Balance Transfer Interest Rate: 5.99% for 5mths
After The Honeymoon BT : Reverts to 21.49% P.A
Annual Fee: $78 or $48
Cash Advance Rate: 21.49% P.A

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Commonwealth Low Rate Minimum Requirements

Recommended for: Consumers who are seeking a new low rate credit card for purchases or those seeking to transfer a balance from another credit card and intend to pay it out in full during the introductory offer

It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.