Compare Balance Transfer Credit Cards

Credit Card	Card Details	Balance Transfer Interest Rate P.A.	Balance Transfer Rate P.A. - After The Honeymoon	Interest Rate P.A. on Additional Purchases and Interest Free Days	Annual fee	Apply Online
	Suncorp Platinum	3.9%p.a. for the life of the balance transfer	3.9%p.a. for the life of the balance transfer	19.99% p.a. up to 55 days interest free	$205	Suncorp Platinum Information Apply Now
	ANZ Low Rate	0% p.a. for 6 months	13.24% p.a Variable interest rate for purchases and balance transfers after 6 months	13.24% p.a up to 55 days interest free	$58	ANZ Low Rate Information Apply Now
	HSBC Credit Card	0% p.a. for 6 months	20.75%p.a Variable interest rate for cash advances applies to balance transfers after 6 months	16.99% p.a up to 55 days interest free	$0	HSBC Credit Card Information Apply Now
	Citibank Clear Platinum	0% p.a. for 6 months	21.24%p.a Variable interest rate for cash advances applies to balance transfers after 6 months	11.49% p.a. up to 55 days interest free	$49	Citibank Clear Platinum Apply Now
	ANZ Balance Credit Card	0% p.a. for 6 months	14.24%p.a Variable interest rate for purchases and balance transfers after 6 months	14.24% p.a. up to 55 days interest free	$79	ANZ Balance Information Apply Now
	Citibank Clear Credit Card	0% p.a. for 6 months	21.24%p.a Variable interest rate for cash advances applies to balance transfers after 6 months	11.99% for 12 mnths then 15.49% p.a. up to 55 days interest free	$65	Citibank Clear Information Apply Now
	Citibank Gold Credit Card	1.9% p.a. for 12 months	21.24%p.a Variable interest rate for cash advances applies to balance transfers after 9 months	20.74% p.a. up to 55 days interest free	$149	Citibank Gold Information Apply Now
	St George Vertigo	2.99%p.a. for 6 months	12.49% p.a Variable interest rate for purchases and balance transfers after 6 months	12.49% p.a. up to 55 days interest free	$55	St George Vertigo Information Apply Now
	Aussie Mastercard	2.99%p.a. for 6 months	12.79%p.a Variable interest rate for purchases and balance transfers after 6 months	2.99% p.a. up to 55 days interest free	$49	Aussie Mastercard Information Apply Now
	Suncorp Standard	1.9% p.a. for 12 months	17.99%p.a Variable interest rate for cash advances applies to balance transfers after 12 months	12.24% p.a. 0 days interest free	$39	Suncorp Standard Information Apply Now
	Emirates Citi Platinum	1.9%p.a. for 12 months	20.74% p.a Variable interest rate for cash advances applies to balance transfers after 12 months	20.74% p.a. up to 55 days interest free	$229	Emirates Citi Platinum Apply Now
	Citibank Platinum Credit Card	3.9% p.a. for the life of balance transfer	3.9%p.a. for the life of the balance transfer	20.74% p.a. up to 55 days interest free	$250	Citibank Platinum Information Apply Now

Balance Transfer Credit Cards

Transferring an outstanding balance to a new credit card with a good balance transfer rate is one of the best ways to reduce credit card debt. Almost all banks and building societies will exclude existing customers from such deals so it’s usually best to apply to a new lender when looking specifically for a balance transfer credit card. It’s also important to remember that it’s usually wise to keep your old card if you think you may need to make new purchases in the future – balance transfer credit cards will serve you best if you do not make new purchases as these purchases will be accruing interest (without interest free days) until the outstanding balance transfer has been repaid in full.

As you can see from the balance transfer comparison chart above we’ve trudged through all the fine print and included the “after the honeymoon” rates here to help you make an informed decision before applying.