Purchases Interest Rate: 19.24% P.A
After The Honeymoon Purchases Rate: 19.24% P.A
Interest Free Days: up to 44
Balance Transfer Interest Rate: 2.9% for 18mths
After The Honeymoon BT Rate: Reverts to 19.24% P.A
Annual Fee: $30
Cash Advance Rate: 20.99% P.A

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ANZ First Minimum Requirements

Recommended for: Consumers who are seeking to transfer a balance from another credit card or those seeking a new card for making purchases

*It is not recommended to use any credit card as BOTH a new purchases and balance transfer credit card; we recommend that you do not make new purchases on a card that carries an outstanding balance until the balance has been paid in full.