Credit Card Comparison of Australia's Best Credit Cards
Our credit card comparison tools exclude many Australian credit cards with high interest rates and fees. We encourage you to make use of the information, make your own comparisons and apply with confidence online today.

Credit Card Comparison Table

Credit Card Card Details Interest Rate P.A. Balance Transfer Interest Rate P.A. Annual Fee Interest Free Days Cash Advance Rate P.A Apply Online
st george credit card image St George Vertigo 2.99% p.a. for 6 months 2.99% p.a. for 6 months then reverts to variable purchases rate (currently 11.99%) $55 up to 55 days 20.49% St George Vertigo Information

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aussie credit card image Aussie Mastercard 2.99% p.a. for 6 months 2.99% p.a.for 6 months then reverts to variable purchases rate (currently 12.29%) $49 up to 55 days 18.79% Aussie Mastercard Information

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aussie credit card image Bankwest Lite 9.99% p.a. 1.99% for 12 months then reverts to variable purchases rate (currently 9.99%) $59 up to 55 days 20.99% Bankwest Lite Information

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anz lr credit card ANZ Low Rate 12.74% p.a. 0% p.a.for first 6 months then reverts to variable purchases rate (currently 12.74%) $58 up to 55 days 20.99% ANZ Low Rate Information

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ANZ Balance credit card ANZ Balance 13.74% p.a 0% p.a. for 6 months then reverts to variable purchases rate (currently 13.74%) $79 up to 55 days 20.99% ANZ Balance Information

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Westpac Low Rate Credit Card Westpac Low Rate 12.49% p.a 1.99% p.a for 9 months then reverts to variable purchaes rate
(currently 12.49%)
$45 up to 55 days 20.49% Westpac Low Rate Information

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Macquarie rate saver credit card Macquarie Rate Saver Credit Card 12.70%p.a 0% p.a. for 4 months then reverts to variable purchases rate (currently 12.70%) $50 up to 55 days 19.70% Macquarie Rate Saver Information

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citibank clear platinum credit card Citibank Clear Platinum 11.49% p.a. 0.99% p.a. for 6 months then reverts to variable cash advance rate
(currently 20.99%)
$49 up to 55 days 20.99% Citibank Clear Platinum

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Commonwealth Low Rate Credit Card CBA Low Rate 12.49% p.a 5.99% p.a for 5 months then reverts to variable cash advance rate
(currently 20.74%)
$78 up to 55 days 20.74% C/Wealth Low Rate Information

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NAB Low Rate Credit Card NAB Low Rate 0% p.a. for 6 months 4.99% p.a. for 6 months then reverts to variable cash advance rate
(currently 20.74%)
$49 up to 55 days 20.74% NAB Low Rate Information

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hsbc credit card HSBC Credit Card 16.99% p.a 5.99% p.a. for 6 months then reverts to variable cash advance rate
(currently 19.99%)
$0 up to 55 days 19.99% HSBC Credit Card Information

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The Best Credit Card For You

The table above encourages you to compare the best low interest rate credit cards in Australia. We’ve made assumptions about what the best credit card for you may be based on the alarming statistics of Australia’s growing personal credit card debt. If you would like to apply for a Gold, Platinum or Rewards card you can do so by clicking here: Compare Rewards Cards

Lastest Credit Card Articles

ANZ 1.6 Billion Dollar Profit “A Cracker” of a Result

ANZ Bank’s share price rose 4 percent on Friday. The rally came after CEO Mike Smith unveiled a 16 per cent surge in the company’s underlying earnings for the first quarter of the 2010 financial year.

CLSA banking analyist Brian Johnson said “it was a cracker” of the result. He said it “mirrors the improving trend in the sector that was evidentin the Westpac and Commonwealth Bank profits announced earlier this month.”

6 Tips To Secure The Best Credit Card Interest Rate

1. First and foremost find out what your credit rating is.Your credit file is one of the most important documents in your life and it is imperative that you know exactly what written on that report. You might be shocked to find that there are notes, errors or small problems that you can clear. If this is the case it may take some time and a few phone calls to get it all sorted out but it is absolutely essential that you do so. In the long run it can save you a lot of money. Request your credit report online

Save Money by Avoiding Credit Card Fees

Below are our top tips to avoid paying unnecessary additional funds to your credit card lender in the form of fees and charges.

1. Avoid using your credit card’s cash advance facility. Make sure you keep enough cash in your savings account to avoid the emergency cash advance. Getting a cash advance on your credit card will see you slapped with a significantly higher fee than the fees associated with purchases. It’s also important to remember that the typical cash advance interest rate p.a. on even the best Australian credit cards is likely to be around 20% and cash advances usually do not have interest free days. Avoid the cash advance at all costs!

3 Easy To Follow Tips to Start Reducing Credit Card Debt

1. Add up your total debt, write it on a couple of pieces of paper and stick it in prominent places where you will see it everyday. Your computer screen, refrigerator, bathroom mirror, and steering wheel are all good places. Seeing the figure every day will help you face the reality of the debt. It will also motivate you to pay out your credit card debt and encourage you to consider the necessity of purchases before you make them in future.