Credit Card Comparison of Australia's Best Credit Cards
The McGrath Pink Visa Credit Card, offered by Community First Credit Union just got better. The McGrath Pink Visa credit card donates half the card’s annual fee ($20) to the McGrath Foundation, each year you hold the card. This mney goes toward the placement of McGrath Breast Care Nurses who support women with breast cancer and their families.
Question: Hi, does a credit card offering a low interest rate on balance transfers for x amount of months include balances from personal loans as well as other credit cards? Eg: Could I move $8000 owed on a personal loan + $1000 owed on a Visa over to a 0% interest balance transfer credit card for 6 months as a balance transfer? Thanks.
At the time you are ready to put forth a credit card application the biggest deciding factor as to whether or not you will be approved has nothing to do with your application and is essentially out of your hands. This factor is the state of your credit rating.
Question: I want to get a balance transfer credit card to transfer a balance of $2000, but I’m suspicious of all the offers of 0% per cent that seem too good to be true. In my experience if something seems to good to be true it usually is. My question is what’s the catch with balance transfer credit cards – Jules, NSW?
Question: I tend to use my credit card for cash advances when I am short before payday as I get paid monthly. Is there a credit card that is better than the usual with low rates for purchases and 20+% for cash advances?
A no annual fee credit card is a great option for people who keep their card tucked away for an emergency. If you can’t remember the last time you used your credit card than a “no annual fee” credit card probably is right for you. Let’s look at the no annual fee credit card a little more closely.
The McGrath Pink Visa Credit Card from Community First is a credit card you can feel good about. Whether or not pink is your colour, knowing that by simply carrying the card you are supporting the McGrath Foundation may take the blush away from your cheeks when you whip out your card to make a purchase. In fact card holders carrying the card which sports the McGrath Foundation logo in the top right hand corner no doubt feel very proud.
1. Savings. Yes savings! Some credit cards provide discounts when used with partners. Carrying a credit card allows you to take advantage of those offers.
2. Budgeting is easy. With cash if you need to keep receipts, if you lose it the record of your transaction it is gone for good. Credit card statements provide an excellent record of spending.
Question: I’ve used several balance transfer credit cards to make use of the interest-free periods. In most cases I have kept the accounts open zero balances. Is this the right thing to do or could it damage my credit rating?
“The Henry review of the tax system, and the Rudd Government’s response are being released when federal spending is at the highest level in 25 years and revenue is at it’s lowest in 16 years…” reports George Megalogenis in the Weekend Australian.